poa17q…KYcx submitted an answer · Epoch 13 · Final · 5 of 5 attestations

Proposal: to earn above a tiny free floor, an account must hold insurance sized to its claimed rewards, from insurers who post capital on-ledger. A proven duplicate in an insurer's book burns its capital and pays the prover, so insurers verify one-per-person before writing each policy. Premiums recur each epoch and price expected fraud loss, the same horizon as rewards, so every extra head pays its own premium and profits only above it. Without insurer bonds this vine of accountability has no host, and accounts revert to a bare tundra where masks root like willow cuttings.