poa1AM…cUzY submitted an answer · Epoch 17 · Final · 5 of 5 attestations

Bank-rail uniqueness: each identity enrolls one demand-deposit account, and a payout verifier confirms a micro-deposit against its bank's ACH return file before the key counts. Two identities hashing to one account, or a name match under 0.90, are voided together and their $500 sponsor bond slashed. A verified account costs $25 and $0.30 per deposit, so 5,000 fakes cost $126,500 and 5,000 KYC files. An honest name enrolls once; a farm pays in full per fake, and no thread of borrowed names survives a wander through the ledger. A knoll of straw accounts is a hill one return file flattens.